Eschels Financial Group- When Life Changes

Using life insurance to satisfy the requirements of a divorce decree, 20 social security strategies that every producer should know, and more

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October 11, 2017 


Eschels Financial
Cyndi Stern
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(248) 644-1144
Email Me
View Website
Using Life Insurance to Satisfy the Requirements of a Divorce Decree

When a couple gets divorced, the court often requires alimony or child support payments. But what if the spouse who is responsible for the court-ordered payments dies? Learn how different types of life insurance can help satisfy the requirements of a divorce decree. Learn more.

Underwriting Premature Ventricular Contractions

Premature ventricular contractions, or PVCs, are heartbeats that occur earlier than usual and originate in a ventricle (a bottom chamber of the heart). The underwriting of PVCs takes a number of issues into account. To learn more about these issues and what they are, read the latest Underwriting Dialogue from Legal & General America here.

Is NOW The Time To Say No To Risk?

66% of Americans (source The Allianz Generation Ahead Study 2017) fear outliving their income more than they fear death. Ask your clients, are they ready NOW?

  • No market index risk
    FIAs provide protection of principal and credited interest from market downturns.
  • Opportunity for growth
    Clients can choose to receive interest based upon changes in an external index or a fixed rate.
  • Withdrawals for life
    Clients can choose from several income options – including income for life.

Call us for specifics on your next client.

On Demand: 20 Social Security Strategies that Every Producer Should Know

Planning for the how and when to take Social Security benefits can be a daunting and complex task. There are many factors that need to be considered given the unique situations that many of your clients have, including longevity, taxes, and spousal protection. Learn more

The Financial Impacts of Caregiving on Women

Caregiving is likely to become more common as a large mass of the U.S. population continues to age. A majority of these caregivers are women, providing care for an adult or child relative. The financial impacts of caregiving can be substantial and lifelong. Read on to learn the unique challenges women face in financial planning, the financial impacts of caregiving, and strategies that may help offer your clients financial stability. Read more.

Eschels Financial
Cyndi Stern
No alt text
(248) 644-1144
Email Me
View Website

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