Eschels Financial Group- Tax Season and Calming Your Clients

Resources to calm investors concerned about recent market volatility, tips on comparing life insurance illustrations, and more

View in Web Browser

Feb 14, 2018 


Eschels Financial
Cyndi Stern
(248) 644-1144
Email Me
View Website
Market Volatility: Resources to Calm Investors

After an unusually calm year and a strong rally in January, volatility has returned to the market. Last week equity markets had their worst performance in two years. Help investors understand the importance of staying invested and avoiding emotional reactions with this investor guide on the dangers of reacting to news headlines. Get client guide.

New Insure Your Love Infographic

Love is a powerful motivator, and the #1 most cited reason customers buy life insurance. Share this new infographic from Legal & General America to communicate that life insurance is love insurance. This year’s theme is “This Is Love”. With this simple message, clients can see that gestures—large and small—all constitute love, including the purchase of life insurance. 

Give Clients Extra Money in Time of Need

Now, with the new Critical Illness Benefit rider there’s a living benefit that can offer your clients a lump-sum, income tax-free payment — up to $250,000 — that’s separate from, and in addition to, their life insurance benefit.  Available on John Hancock Protection IUL and Accumulation IUL, it helps protect your clients from the financial burden associated with a critical illness event such as heart attack, cancer or stroke. Read more

Don’t Overlook the Tax Advantages of LTCi

With tax time around the corner, who isn’t thinking about how to lower their tax bill? And that gives your agents the perfect opening to talk to prospective clients about LTCi’s tax advantages. For example, premiums paid on an LTCi policy may be tax deductible on federal and state income tax returns. And policy benefits the insured receives are intended to be tax free. Our tax advantages flyers – approved for consumer use and updated based on 2018 Internal Revenue Code guidelines – are designed to help your agents explain these important advantages to their individual and business-owner clients. Download a copy today or order a supply through your normal ordering channel. Tax advantages for individuals. Tax advantages for business owners

Insider Tips on Comparing Life Insurance Illustrations

Life insurance illustrations are meant to help clients see how their policy might perform over time, based on assumptions that won’t change. But illustration assumptions do change—sometimes a lot! Check out this article written by Tom Doruska, SVP of Life Products at Global Atlantic, on ways to level the playing field among carriers when comparing indexed universal life insurance illustrations.

Wealth Transfer Planning Opportunities

The new Wealth Transfer Planning Opportunities flyer highlights some of the ways that life insurance can play an important role in tax planning in light of the December 2017 tax changes, particularly with respect to its ability to enhance the legacy left to loved ones and facilitate numerous wealth transfer planning goals.  Download Now.

Eschels Financial
Cyndi Stern
(248) 644-1144
Email Me
View Website

Connect with Us!



Securities and Insurance Products:
Insurance Products are not insured by the FDIC or any Federal Government Agency.
May lose value. Not a deposit of or guaranteed by any Bank or Bank Affiliate.

We respect your privacy and do not wish to disturb you. You can unsubscribe to these emails online, or by sending a written request via U.S. Postal Service to:
 555 South Old Woodward Ave Suite 755 Birmingham, MI 48009

To prevent mailbox filters from deleting or hiding these messages and offers, please add to your address book.