Eschels Financial Group- How to Tackle Being a Caregiver

Understanding caregivers, serving business-owner clients, helping clients understand and prepare for retirement risks, and more

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ISSUE DATE:
May 23, 2018 

 

Eschels Financial
Cyndi Stern
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(248) 644-1144
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Understanding the Two Sides of Caregiving
 

The likelihood of needing care or becoming a caregiver is becoming more prevalent in part because Americans are living longer. The face of caregiving, however, is changing with emerging data about the emotional, financial and health-related risks of family caregiving. Providing care can potentially interrupt the careers and lifestyle of affected family members and can impact the level of care one receives.  When you think of your married clients, there’s a good possibility that at least one spouse is going to need care. Without a plan, could the other spouse become the caregiver?  Advisor seminar.  Article: Mom in the Middle. Flier: 10 Reasons. Article: Emotional Aspects of Caregiving

 
 
Help Clients Understand – and Prepare For – Retirement Risks

Thirty years ago most Americans could safely rely on Social Security and a pension to provide the income they needed in retirement. That’s no longer the case. Help clients understand – and prepare for – the retirement risks of today.  Read more.

 
Get Your Start in a BOLD System

Life insurance can benefit business owners in every phase of business and life. Your business owner clients need a strong carrier they can trust to provide quality solutions that help address their needs now and in the years ahead. We have a turnkey marketing system, Business Owner Life-Stage Design (BOLD) developed to address the needs and concerns of your clients to help you succeed in the business owner market. Get started.

 
LTC Self-Insurance or Self-Delusion?

When it comes to planning for long-term care expenses some clients say they don’t want to buy insurance but want to pay the cost of care out of their assets, or self-insure. They probably don’t self-insure against auto accidents, or against home fires or other risks, but somehow self-insuring against the risk of needing long term care sounds economical to them. Aside from the obvious financial leverage of insurance, and assuming that your client even has the assets to truly self-insure, there are six reasons a long term care policy makes more sense than self-insuring. Read more.

 
Monthly Economic Review and Outlook: Warm Up for Growth in 2Q

Consumer spending rebounds, treasury yields are on the move and job growth remains solid across the country. Is the global economy slowing? Updates and answers to that question in this Monthly Economic Review from Nationwide. Read more.

 
 
 
 
Eschels Financial
Cyndi Stern
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(248) 644-1144
Email Me
View Website

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