|
|
|
 |
- It’s July and Eschels Financial Group wishes you a wonderful holiday week, whether you are vacationing with friends and family or working at your office. Thank you for allowing us to serve you as you grow, diversify and consider new areas for your business.
- We are at the halfway point of the year, and we all say the same thing: how time is flying by. Summer brings those hot, lazy vacation days, with children out of school, away at camp, family vacations and simply just the time to exhale, take a breath from the first half of the year’s marathon. Clients are thinking (even if in the back of their minds while they relax) about what is next for them financially, the upcoming elections, retirement plans in the next year or 2…… What kind of relief will you provide for them? A game is judged at halftime, but the score only matters when the game is over. In retirement planning, the game is over when the working days stop and that predictable paycheck ends. Where is the predictable paycheck going to come from now? Check out the available annuity webinars in our Upcoming Events- show clients how they can have a predictable paycheck in retirement that will continue to be in their mailbox, regardless of how long they live- even if their money runs out.
How can Fixed Indexed Annuities help clients retire on schedule?
-
Fixed annuities, with their guaranteed interest rates and guaranteed return of principal (less any withdrawals of interest or principal) can help preserve client’s assets, potentially softening the impact of a choppy stock market on their accounts.
- A conservative approach….. provides the client with safety of principal, tax- advantages, liquidity, and legacy planning.
The Next Big Thing in Annuities: If you’re not talking with your clients about QLACs, expect that your competition is. Learn how big this opportunity really is!
-
It is imperative to explore all financial options for the clients- why let a client lapse or surrender a policy when determining there is an alternative. Life Settlements- Life Insurance , like every other asset, has a Market Value. Before your client considers letting a policy go, call us to discuss the specifics. And interestingly, all policy types are considered now for Life Settlements- even convertible term insurance. The reality is: you will set yourself apart from other advisors and agents by educating clients on Life Settlements and the options for the unwanted/unneeded life insurance. Clients remember you told them about an idea that others did not- and isn’t that what we want as agents and financial advisors? To be distinguished as unique, with different and compelling ideas for clients provides them with more than the average agent.
-
Are you aware within Fixed Indexed Annuities and Indexed Life Insurance there are 100% participation in the various indices up to the caps? Are you aware there are uncapped (yes uncapped) index strategies allowing the client the full index performance less a spread? Why is any of this important? Because clients have told this industry after 2008 that they no longer can endure the wild rides with their money. They have firmly said they are aware they need some exposure to the non-guaranteed markets, but they now also know they must be more diligent with safety, as their individual lives are uncertain and when retirement happens often is not by choice but more by circumstance.
See the attached White Paper by Allianz Life Insurance Company “Reclaiming the Future”
|
|
|
|
 |
|
|
|
|
|
