- It’s football season and 2015 is coming to an end…… everyone knows games are won or lost in the 4th Quarter. What’s your plan to win? You are cordially invited to our Fall Webinar Events! Do you need a new idea? A new direction? A new market? Eschels Financial Group has planned a LOAD of webinars for your success building endeavors both for the 4th quarter and beyond. Register for as many as your calendar allows and that interest you: some of the multiple webinars with the same carrier build on each other and are not repeat performances so, you can register for each one and learn something new each session. We have even added a new carrier for us, Jackson National Life on the Fixed Indexed Annuity side and will host a webinar on November 17th at 10am EST. There is something for everyone in our playbook!
Ready? Here we go:
- One America has the Long Term Care solutions for your clients with lump sums of money. The sessions are 45 minutes in length. Please note you are with Eschels Financial when registering.
Topics covered:
1) Covering two individuals under one policy
2) Lifetime benefits and the advantages
3) Use of IRA, 401k, 403b to pay for LTC
4) Guaranteed Premiums
5) Covert NQ annuities to tax-free for LTC!
6) Options from age 20 – 85
7) Annual and single pay
- Fidelity and Guaranty Annuities (F&G): This is a strong carrier for retirement solutions and recently has rolled out a new Fixed Indexed Annuity on the line up. These 2 sessions are all different and will build upon each other, if your schedule allows, consider attending both.
November 10th Invites:
Please register for Fidelity & Guaranty Life Annuities – Eschels Financial Group on Nov 10, 2015 10:00 AM EST at:
Learn more about the Fidelity & Guaranty Life annuity portfolio.
After registering, you will receive a confirmation email containing information about joining the webinar.
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December 3rd Invites:
Please register for Fidelity & Guaranty Life Annuities – Eschels Financial Group on Dec 3, 2015 10:00 AM EST at:
Learn more about the Fidelity & Guaranty Life annuity portfolio.
After registering, you will receive a confirmation email containing information about joining the webinar.
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- Athene Annuity: A carrier with high caps, uncapped strategies for accumulation, income for life and impairment income doublers to answer the LTC fears in retirement. This webinar will include Fixed Indexed Annuity ideas for both the guaranteed retirement ‘that cannot be outlived’ and a strong, safe accumulation story.
Athene Annuity Webinar
Thursday, November 12, 2015
10:00 am | Eastern Standard Time (Indiana, GMT-05:00) | 1 hr
Meeting password: Athene1!
Meeting number: 744 277 762
Join by Phone Call-in toll-free number (Verizon): 1-8668189721 (US)Call-in number (Verizon): 1-2034801776 (US)Show global numbersAttendee access code: 120 932 07Add this meeting to your calendar.
- VOYA Annuities: No longer called ING, this group has had a complete overhaul of their annuity offerings- very compelling and worth a new look! This is a 2 part series, so consider registering for both as the first session will be all information about their annuity products, and the second will be positioning ideas. (The second VOYA webinar will be on Nov 19th 10am EST and the registration link will be included in our newsletter in early October).
Dial in: 1 (213) 929-4231
Access Code: 305-230-064
URL: https://attendee.gotowebinar.com/register/1055874579751773698
This training will focus on:
Wealth Builder series with its industry leading annual point to point caps
Secure series with its unique, volatility control strategy
VOYA’s corporate profile with its strong position in the market place and corporate ratings upgrades
Join by Phone
Call-in toll-free number (Verizon): 1-8668189721 (US)
Call-in number (Verizon): 1-2034801776 (US)
Show global numbers
Attendee access code: 120 932 07
Add this meeting to your calendar.
Jackson National Fixed Indexed Annuities–
Actual Start Time: Tuesday November 17th, 10:00am -11:00am | EST
a new carrier for Eschels Financial Group!
Many advisors know about the long history of safe money retirement investing and saving with this firm and now we have it to offer you– this kick off webinar will discuss the fixed indexed annuity platform, index blend choices with high caps and a brand name both advisors and clients recognize.
Type: Fugent CALL-IN
Dial-in: 866-469-3239
Passcode: 25543144
Host PIN: 25514563
Eschels Financial
Group
Creating a Charitable Legacy Using Life Insurance
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Americans have always been known for their generosity, especially when it comes to helping others in need. For a growing number of philanthropic individuals and families, this dedication is taking on new meaning. Many are looking beyond cash gifts and focusing on other assets that offer the potential to make an even larger impact on the charities and other organizations that mean the most to them. One of the most effective and cost-effective of these is life insurance.
I recently read a short article on Forbes.com about the advantages of using life insurance to create a charitable legacy and wanted to share it with you. Click learn more below to read about why the wealthy, entertainers, athletes and others are turning to life insurance to increase their charitable legacy.
To learn more please contact Eschels Financial today!
Cyndi Stern
Phone: (248) 644-1144
Email: cyndi@eschelsfinancial.net |
 The stock market can be an uncomfortable place for some clients.
Consider these three recent bull markets*:
- 1997-2000: Up 100% before declining 86%
- 2003-2008: Up 90% before declining 53%
- 2009-2014: Up 142%… where do you think the market will go from here? Now could be a great time to exercise a “correction protection” strategy for your clients by investing in the Protective Indexed Annuity II.
If you have clients nearing retirement who are concerned about another decline, ,help them exercise “correction protection” by taking their gains out of the market and investing it in the Protective Indexed Annuity II. This solution provides protected growth, opportunities for higher returns, and even offers secure retirement income with SecurePay SE, an optional withdrawal benefit.
Contact me now for more information:
Cyndi Stern – Marketing Director
Eschels Financial Group
(248) 644-1144, ext. 110
cyndi@eschelsfinancial.net
Is your client’s non-qualified annuity or qualified annuity where it needs to be?
According to Gallup’s 2009 survey of non-qualified annuity owners:
- 81 percent surveyed intend to use their annuity as a financial resource to avoid being a financial burden on children.
- 73 percent surveyed intent to use their annuity as an emergency fund in the case of a catastrophic illness or for nursing home care.
Make sure your clients’ annuities are aligned with their intentions.
The Pension Protection Act (PPA)allows for income tax-free withdrawals from specially designed non-qualified annuities to fund long-term care expenses, regardless of cost basis. By exchanging a current annuity for an annuity that qualifies for the PPA advantages, your clients can be matched with a vehicle that can meet their needs while providing a tax advantage. Of course, before any annuity exchange is made, all factors should be weighed to verify the client’s best interest.
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