Eschels Financial Group- Can Your Clients Afford to Have an Accident?

New infographics, powerful LTC planning tools and a conversation guide for talking to investors about election results in this week’s newsletter.

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ISSUE DATE:
November 14, 2016 

 

Eschels Financial
Cyndi Stern
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(248) 644-1144
Email Me
View Website
Can Your Clients Afford to Have an Accident?
 

Just in time for enrollment season, this infographic is sure to catch attention! Did you know about 1 in 8 Americans seek medical attention for an injury each year? Approved for use with clients, or keep it handy for quick reference of great accidental injury stats.  View infographic

 
 
Read This Before Talking to Investors About Election Results

When a new president takes office, how will markets react?  While some short-term volatility is common, changes in the White House haven’t had a significant long-term impact on market performance after past elections. Use this client-approved conversation guide to show your clients why it’s important to stay invested through political changes.

 
November is LTC Awareness Month

Approximately 92 percent of mature adults have at least one chronic disease, and 70 percent of people over age 65 can expect to use some form of long-term care in their lives. In spite of these statistics, it’s estimated that fewer than 10 percent of those who qualify for and can afford long-term care coverage actually own it. This November, protect your mature clients on life’s journey. This conversation guide offer ways you can do just that.

 
One Powerful LTC Planning Tool

Lincoln’s interactive cost of care map helps your clients prepare for their future when it comes to long-term care, based on the location and the type of service they are looking to receive. This online map is a powerful planning tool that enables you and your clients to calculate long-term care expenses where they plan to live, compare costs and view state rankings and project future costs of long-term care services. Use this tool to personalize long-term care expenses with you clients (use sponsor code “lincoln”).

 
Retirement Uncertainties

Preparation for the many unexpected occurrences in life  can never come too soon. We educate clients throughout our counsel for them to make decisions based on as much information as we have at the moment as well as to consider the unknowns.  The devastating reality of how a medical situation affects a financial outlook is enormous.  If the statistics hold true, the average couple retiring at age 65 can expect to pay $220,000 in out of pocket medical expenses during retirement.  What is an effective  and  predictable solution to a $220,000 bill over a 30 year retirement?  Is there any compelling use for safe monies that are not necessarily needed for income? Could future medical expenses continued to be paid even when an account on paper has run out of money? Call us for case design assistance.

 
Critical Illness Infographic – Can You Afford to Get Sick?

Many clients may think, “I’m not worried – my medical insurance should cover this.” But maybe they should be: 60% of Americans struggling with medical bills are insured. Check out this brand new, product-agnostic critical illness insurance infographic

 
 
 
Eschels Financial
Cyndi Stern
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(248) 644-1144
Email Me
View Website

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